Usually means: Withdrawing funds from accumulated savings.
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We found 3 dictionaries that define the word decumulation:

General (3 matching dictionaries)
  1. decumulation: Merriam-Webster
  2. decumulation: Collins English Dictionary
  3. decumulation: Wiktionary

Definitions from Wiktionary (decumulation)

noun:  The process of decumulating; in chemistry, any exothermic molecular change that converts a cumulated diene to a conjugated diene.

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